Richmond, Virginia · SR22 & FR44 Insurance

Suspended in Richmond?
Get Your SR22 or FR44 Filed Today.

Richmond uses SR22 for most violations and FR44 after a DUI, with coverage minimums double the standard SR22 requirement. Our licensed agents file electronically with the Virginia DMV. Most clients are compliant within hours of calling.

SR22 & FR44 Filing DUI & High-Risk Welcome Richmond Licensed
(833) 620-2933 Call or tap to get started
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Richmond SR22 & FR44 Specialists
Electronic Filing
Richmond SR22 & FR44 Requirements

Virginia Uses Both
SR22 and FR44

Richmond is Virginia's capital and an independent city. A DUI or DWI conviction under Virginia Code § 18.2-268.3 requires FR44 filing with the Virginia DMV, while non-DUI violations such as driving uninsured still require the standard SR22.

SR22 triggers in Richmond: Driving without insurance, excessive points, a non-DUI license suspension, at-fault accidents.

FR44 triggers in Richmond: DUI conviction, DWI, driving under the influence of drugs.

Virginia FR44 minimums: $50,000 per person / $100,000 per accident / $40,000 property damage (50/100/40), double than the standard SR22 minimum of 25/50/20. See full SR22 vs FR44 comparison →

SR22 insurance legal filing requirement

Get Filed in Richmond Today

SR22 and FR44 are filed electronically with the Virginia DMV. No office visits. No paperwork to mail. We confirm receipt before ending your call.

3yr
Virginia Requirement
1 day
To File Electronically
Richmond: (833) 620-2933

No obligation · Licensed Richmond agents · 7 days a week

Where We Serve in Richmond

Richmond Neighborhoods
& Surrounding Areas

We serve drivers throughout Richmond. Whether your DUI occurred near downtown or in the surrounding area, we file your SR22 or FR44 with the Virginia DMV the same day you call.

  • The Fan
  • Church Hill
  • Shockoe Bottom
  • Carytown
  • Museum District
  • Manchester
  • Forest Hill
  • Ginter Park
  • Jackson Ward
  • Westover Hills
Courts & Filing Authority

Where Your
Case Is Handled

Criminal Court

Richmond General District Court (misdemeanor DUI) and Richmond Circuit Court (felony DUI)

SR22 / FR44 Filed With

Virginia Department of Motor Vehicles

SR22 or FR44 must be filed before your license can be reinstated. Don't wait.

How It Works

From Call to Compliant
in Richmond in 4 Steps

Call a licensed SR22 insurance agent
01
Call Us

Reach a licensed Richmond SR22 / FR44 agent directly, no bots, no wait.

Get your SR22 insurance quote
02
Get Your Quote

We confirm whether you need SR22 or FR44 and find your lowest available rate.

SR22 certificate filed electronically with your state DMV
03
We File

Electronic SR22 or FR44 filed with the Virginia DMV same day.

Drive legally after SR22 insurance filing
04
Drive Legal

Covered and compliant in Richmond. Reinstatement process begins.

Richmond SR22 & FR44 Questions

Richmond FAQ

Do I need SR22 or FR44 in Richmond?
A DUI or alcohol-related conviction requires FR44. Other violations, driving without insurance, excessive points, a non-DUI suspension, require standard SR22. Check your reinstatement notice to confirm which applies.
What are the FR44 minimums in Richmond?
Virginia FR44 requires $50,000 per person / $100,000 per accident / $40,000 property damage (50/100/40) in coverage, double the standard SR22 minimum of 25/50/20, making FR44 policies more expensive.
Who files the SR22 or FR44 on my behalf?
Your insurance carrier files electronically with the Virginia DMV. You don't mail anything. We confirm the filing is received before ending your call.
How long do I need SR22 or FR44 in Richmond?
Both are required for 3 years from the date of reinstatement. The clock restarts if your coverage lapses at any point during this period.
What happens if my SR22 or FR44 lapses in Richmond?
Your carrier immediately notifies the Virginia DMV. Your license is re-suspended and your 3-year requirement period restarts from zero. Continuous coverage throughout the full period is critical.

Ready to Get Legal in Richmond?

One call. Same-day SR22 or FR44 filing. A licensed Richmond agent is standing by right now.

Call Now: (833) 620-2933

Your Richmond License
Won't Reinstate Itself.

Get your SR22 or FR44 filed with the Virginia DMV today. Same-day service, licensed agents.

Get back on the road with SR22 insurance
Call Now: (833) 620-2933

Licensed agents · Richmond SR22 & FR44 specialists · 7 days a week

More Virginia Cities We Serve
Virginia Beach Chesapeake Norfolk Newport News Alexandria Hampton Roanoke Portsmouth Suffolk Lynchburg

Virginia SR22 & FR44  ·  SR22 vs FR44  ·  Non-Owner SR22

MySR22Insurance.com is not affiliated with any DMV, court, or government agency. Insurance availability and rates vary by state, carrier, and driver profile. SR-22 filing availability depends on carrier and state requirements. Submitting information does not bind coverage. Speak with a licensed insurance professional for policy details.