Virginia SR22 & FR44 Insurance

Suspended in Virginia?
Get Your SR22 or FR44 Filed Today.

Virginia uses SR22 for most violations and FR44 after a DUI — with coverage minimums double the standard SR22 requirement. Our licensed agents file electronically with the Virginia DMV — most clients are compliant within hours of calling.

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Virginia SR22 & FR44 Requirements

Virginia Uses Both
SR22 and FR44

Virginia is one of only two states that uses FR44 — triggered exclusively by DUI and DWI convictions under Virginia Code § 18.2-268.3. The Virginia Department of Motor Vehicles requires the appropriate certificate before reinstating a suspended license.

SR22 triggers in Virginia: Driving without insurance, excessive points, reckless driving, non-DUI license suspension.

FR44 triggers in Virginia: DUI conviction, DWI, driving under influence of drugs.

Required duration: 3 years for both SR22 and FR44 from the date of reinstatement.

Virginia FR44 minimums: $50,000 per person / $100,000 per accident / $40,000 property damage — double the standard SR22 minimum of 25/50/20. See full SR22 vs FR44 comparison →

Get Filed in Virginia Today

SR22 and FR44 are filed electronically with the Virginia DMV. No office visits. No paperwork to mail. We confirm receipt before ending your call.

3yr
Virginia Requirement
1 day
To File
Virginia: (833) 620-2933

No obligation · Licensed Virginia agents · 7 days a week

How It Works

From Call to Compliant in 4 Steps

Call a licensed SR22 insurance agent
01
Call Us

Reach a licensed Virginia SR22 / FR44 agent directly — no call centers, no bots.

Get your SR22 insurance quote
02
Get Your Quote

We confirm SR22 or FR44 and find your lowest available rate on the spot.

SR22 certificate filed electronically with your state DMV
03
We File

Electronic SR22 or FR44 filed with the Virginia DMV the same day.

Drive legally after SR22 insurance filing
04
Drive Legal

Covered, compliant, and ready to begin the Virginia reinstatement process.

Virginia SR22 & FR44 Questions

Virginia FAQ

Do I need SR22 or FR44 in Virginia?
A DUI or DWI conviction under Virginia Code § 18.2-268.3 requires FR44. Other violations — driving uninsured, excessive points, reckless driving — require standard SR22. Check your Virginia DMV reinstatement letter to confirm.
What are the FR44 minimums in Virginia?
Virginia FR44 requires 50/100/40 — $50,000 per person, $100,000 per accident, $40,000 property damage. This is double the standard SR22 minimum of 25/50/20.
How long do I need SR22 or FR44 in Virginia?
Both SR22 and FR44 are required for 3 years from the date of reinstatement. A lapse at any point re-suspends your license and restarts the 3-year clock from zero.
Who files the certificate with the Virginia DMV?
Your insurance carrier files electronically with the Virginia Department of Motor Vehicles. No paperwork to mail. We confirm the filing is received before ending your call.
What happens if my FR44 lapses in Virginia?
Your carrier immediately notifies the Virginia DMV. Your license is re-suspended and your 3-year requirement period restarts from zero. Driving on a suspended license in Virginia is a Class 1 misdemeanor. Never let coverage lapse.

Ready to Get Legal in Virginia?

One call. Same-day SR22 or FR44 filing with the Virginia DMV. A licensed agent is standing by.

Call Now: (833) 620-2933

Your Virginia License
Won't Reinstate Itself.

Get your SR22 or FR44 filed with the Virginia DMV today.

Call Now: (833) 620-2933

Licensed agents · Virginia SR22 & FR44 specialists · 7 days a week

SR22 vs FR44 · Florida SR22 & FR44 · Other states: Ohio · Texas · California · Illinois · North Carolina · Washington · Indiana · Arizona

MySR22Insurance.com is not affiliated with any DMV, court, or government agency. Insurance availability and rates vary by state, carrier, and driver profile. SR-22 filing availability depends on carrier and state requirements. Submitting information does not bind coverage. Speak with a licensed insurance professional for policy details.