Florida SR22 & FR44 Insurance

Suspended in Florida?
Get Your SR22 or FR44 Filed Today.

Florida requires SR22 for most violations and FR44 after a DUI — with coverage minimums 10× higher than standard. Our licensed agents file electronically with the FLHSMV — most clients are compliant within hours of calling.

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Florida SR22 & FR44 Requirements

Florida Uses Both
SR22 and FR44

Florida is one of only two states that uses FR44 — reserved exclusively for DUI and alcohol-related convictions. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) requires the appropriate certificate before reinstating a suspended license.

SR22 triggers in Florida: Driving without insurance, excessive points, non-DUI license suspension, at-fault accidents.

FR44 triggers in Florida: DUI conviction, DWI, driving under influence of drugs, DUI manslaughter.

Required duration: 3 years for both SR22 and FR44 from the date of reinstatement.

Florida FR44 minimums: $100,000 per person / $300,000 per accident / $50,000 property damage — 10× higher than the standard SR22 minimum of 10/20/10. See full SR22 vs FR44 comparison →

Get Filed in Florida Today

SR22 and FR44 are filed electronically with the FLHSMV. No office visits. No paperwork to mail. We confirm receipt before ending your call.

3yr
Florida Requirement
1 day
To File
Florida: (833) 620-2933

No obligation · Licensed Florida agents · 7 days a week

How It Works

From Call to Compliant in 4 Steps

Call a licensed SR22 insurance agent
01
Call Us

Reach a licensed Florida SR22 / FR44 agent directly — no call centers, no bots.

Get your SR22 insurance quote
02
Get Your Quote

We confirm whether you need SR22 or FR44 and find your lowest available rate.

SR22 certificate filed electronically with your state DMV
03
We File

Electronic SR22 or FR44 filed with the Florida FLHSMV the same day.

Drive legally after SR22 insurance filing
04
Drive Legal

Covered, compliant, and ready to begin the Florida reinstatement process.

Florida SR22 & FR44 Questions

Florida FAQ

Do I need SR22 or FR44 in Florida?
A DUI or alcohol-related conviction requires FR44. Other violations — driving without insurance, excessive points, non-DUI suspension — require standard SR22. Check your FLHSMV reinstatement notice to confirm which applies.
What are the FR44 minimums in Florida?
Florida FR44 requires 100/300/50 — $100,000 per person, $300,000 per accident, $50,000 property damage. This is 10× higher than the standard SR22 minimum of 10/20/10, making FR44 policies significantly more expensive.
How long do I need SR22 or FR44 in Florida?
Both SR22 and FR44 are required for 3 years from the date of reinstatement. If your policy lapses at any point, the FLHSMV is notified, your license is re-suspended, and the 3-year clock restarts from zero.
Who files the certificate with the Florida FLHSMV?
Your insurance carrier files electronically with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). No paperwork to mail, no office visits. We confirm receipt before ending your call.
What happens if my FR44 lapses in Florida?
Your carrier immediately notifies the FLHSMV. Your license is re-suspended and your 3-year requirement period restarts from zero. Driving on a suspended license in Florida is a criminal offense. Continuous coverage is critical.

Ready to Get Legal in Florida?

One call. Same-day SR22 or FR44 filing with the FLHSMV. A licensed agent is standing by.

Call Now: (833) 620-2933

Your Florida License
Won't Reinstate Itself.

Get your SR22 or FR44 filed with the Florida FLHSMV today.

Call Now: (833) 620-2933

Licensed agents · Florida SR22 & FR44 specialists · 7 days a week

SR22 vs FR44 · Virginia SR22 & FR44 · Other states: Ohio · Texas · California · Illinois · Indiana · Arizona · North Carolina · Washington

MySR22Insurance.com is not affiliated with any DMV, court, or government agency. Insurance availability and rates vary by state, carrier, and driver profile. SR-22 filing availability depends on carrier and state requirements. Submitting information does not bind coverage. Speak with a licensed insurance professional for policy details.