Miami, Florida · SR22 & FR44 Insurance

Suspended in Miami?
Get Your SR22 or FR44 Filed Today.

Miami uses SR22 for most violations and FR44 after a DUI, with coverage minimums 10× higher the standard SR22 requirement. Our licensed agents file electronically with the FLHSMV. Most clients are compliant within hours of calling.

SR22 & FR44 Filing DUI & High-Risk Welcome Miami Licensed
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Filed Same Day
Miami SR22 & FR44 Specialists
Electronic Filing
Miami SR22 & FR44 Requirements

Florida Uses Both
SR22 and FR44

Miami is the seat of Miami-Dade County and one of the busiest DUI court systems in Florida. A DUI conviction in Miami requires FR44 under Florida law, while non-DUI violations such as driving without insurance still require the standard SR22.

SR22 triggers in Miami: Driving without insurance, excessive points, a non-DUI license suspension, at-fault accidents.

FR44 triggers in Miami: DUI conviction, DWI, driving under the influence of drugs.

Florida FR44 minimums: $100,000 per person / $300,000 per accident / $50,000 property damage (100/300/50), 10× higher than the standard SR22 minimum of 10/20/10. See full SR22 vs FR44 comparison →

SR22 insurance legal filing requirement

Get Filed in Miami Today

SR22 and FR44 are filed electronically with the FLHSMV. No office visits. No paperwork to mail. We confirm receipt before ending your call.

3yr
Florida Requirement
1 day
To File Electronically
Miami: (833) 620-2933

No obligation · Licensed Miami agents · 7 days a week

Where We Serve in Miami

Miami Neighborhoods
& Surrounding Areas

We serve drivers throughout Miami. Whether your DUI occurred near downtown or in the surrounding area, we file your SR22 or FR44 with the FLHSMV the same day you call.

  • Brickell
  • Coral Gables
  • Little Havana
  • Wynwood
  • Coconut Grove
  • Downtown Miami
  • Kendall
  • Edgewater
  • Doral
  • Westchester
Courts & Filing Authority

Where Your
Case Is Handled

Criminal Court

Miami-Dade County Court (misdemeanor DUI) and Miami-Dade County Circuit Court (Eleventh Judicial Circuit) (felony DUI)

SR22 / FR44 Filed With

Florida Department of Highway Safety and Motor Vehicles (FLHSMV)

SR22 or FR44 must be filed before your license can be reinstated. Don't wait.

How It Works

From Call to Compliant
in Miami in 4 Steps

Call a licensed SR22 insurance agent
01
Call Us

Reach a licensed Miami SR22 / FR44 agent directly, no bots, no wait.

Get your SR22 insurance quote
02
Get Your Quote

We confirm whether you need SR22 or FR44 and find your lowest available rate.

SR22 certificate filed electronically with your state DMV
03
We File

Electronic SR22 or FR44 filed with the FLHSMV same day.

Drive legally after SR22 insurance filing
04
Drive Legal

Covered and compliant in Miami. Reinstatement process begins.

Miami SR22 & FR44 Questions

Miami FAQ

Do I need SR22 or FR44 in Miami?
A DUI or alcohol-related conviction requires FR44. Other violations, driving without insurance, excessive points, a non-DUI suspension, require standard SR22. Check your reinstatement notice to confirm which applies.
What are the FR44 minimums in Miami?
Florida FR44 requires $100,000 per person / $300,000 per accident / $50,000 property damage (100/300/50) in coverage, roughly 10 times the standard SR22 minimum of 10/20/10, making FR44 policies more expensive.
Who files the SR22 or FR44 on my behalf?
Your insurance carrier files electronically with the FLHSMV. You don't mail anything. We confirm the filing is received before ending your call.
How long do I need SR22 or FR44 in Miami?
Both are required for 3 years from the date of reinstatement. The clock restarts if your coverage lapses at any point during this period.
What happens if my SR22 or FR44 lapses in Miami?
Your carrier immediately notifies the FLHSMV. Your license is re-suspended and your 3-year requirement period restarts from zero. Continuous coverage throughout the full period is critical.

Ready to Get Legal in Miami?

One call. Same-day SR22 or FR44 filing. A licensed Miami agent is standing by right now.

Call Now: (833) 620-2933

Your Miami License
Won't Reinstate Itself.

Get your SR22 or FR44 filed with the FLHSMV today. Same-day service, licensed agents.

Get back on the road with SR22 insurance
Call Now: (833) 620-2933

Licensed agents · Miami SR22 & FR44 specialists · 7 days a week

More Florida Cities We Serve
Jacksonville Tampa Orlando St. Petersburg Hialeah Fort Lauderdale Tallahassee Cape Coral Port St. Lucie Pembroke Pines

Florida SR22 & FR44  ·  SR22 vs FR44  ·  Non-Owner SR22

MySR22Insurance.com is not affiliated with any DMV, court, or government agency. Insurance availability and rates vary by state, carrier, and driver profile. SR-22 filing availability depends on carrier and state requirements. Submitting information does not bind coverage. Speak with a licensed insurance professional for policy details.