Fort Lauderdale, Florida · SR22 & FR44 Insurance

Suspended in Fort Lauderdale?
Get Your SR22 or FR44 Filed Today.

Fort Lauderdale uses SR22 for most violations and FR44 after a DUI, with coverage minimums higher than the standard SR22 requirement. Our licensed agents file electronically with the FLHSMV. Most clients are compliant within hours of calling.

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Fort Lauderdale SR22 & FR44 Specialists
Electronic Filing

Florida Uses Both
SR22 and FR44

Fort Lauderdale is the seat of Broward County and one of South Florida's most active DUI enforcement zones. A Florida DUI conviction triggers FR44 filing with the FLHSMV rather than the standard SR22, with significantly higher liability minimums. I-95, US-1, and the A1A beachfront corridor see heavy DUI enforcement year-round and during Spring Break.

SR22 triggers in Fort Lauderdale: Driving without insurance, excessive points, a non-DUI license suspension, at-fault accidents.

FR44 triggers in Fort Lauderdale: DUI conviction, driving under the influence of drugs, alcohol-related violations.

Florida FR44 minimums: $100,000 per person / $300,000 per accident / $50,000 property damage (100/300/50), double the standard SR22 minimum of 25/50/20. See full SR22 vs FR44 comparison →

SR22 FR44 insurance legal filing requirement

Broward County Transit and Sun Trolley provide limited local service, but personal vehicles are the primary transportation mode for most Fort Lauderdale residents. The elevated FR44 coverage requirements mean DUI convictions in Broward County typically result in substantially higher insurance premiums.

Get Filed in Fort Lauderdale Today

SR22 and FR44 are filed electronically with the FLHSMV. No office visits. No paperwork to mail. We confirm receipt before ending your call.

3yr
Florida Requirement
1 day
To File Electronically
Fort Lauderdale: (833) 620-2933

No obligation · Licensed Fort Lauderdale agents · 7 days a week

Fort Lauderdale Neighborhoods
& Surrounding Areas

We serve drivers throughout Fort Lauderdale and Broward County. Whether your DUI occurred downtown or in a surrounding community, we file your SR22 or FR44 with the FLHSMV the same day you call.

  • Downtown Fort Lauderdale
  • Las Olas
  • Victoria Park
  • Wilton Manors
  • Plantation Border
  • Davie Border
  • Deerfield Beach
  • Pompano Beach Border
  • Sunrise Border
  • Hollywood Border

Where Your
Case Is Handled

Criminal Court

Fort Lauderdale Municipal Court and Broward County Circuit Court, Criminal Division (felony DUI)

SR22 / FR44 Filed With

FLHSMV, Broward County driver's license offices

SR22 or FR44 must be filed before your license can be reinstated. Don't wait.

From Call to Compliant
in Fort Lauderdale in 4 Steps

Call a licensed SR22 FR44 insurance agent
01
Call Us

Reach a licensed Fort Lauderdale SR22 / FR44 agent directly, no bots, no wait.

Get your SR22 FR44 insurance quote
02
Get Your Quote

We confirm whether you need SR22 or FR44 and find your lowest available rate.

SR22 FR44 certificate filed electronically
03
We File

Electronic SR22 or FR44 filed with the FLHSMV same day.

Drive legally after SR22 FR44 insurance filing
04
Drive Legal

Covered and compliant in Fort Lauderdale. Reinstatement process begins.

Fort Lauderdale FAQ

Do I need SR22 or FR44 in Fort Lauderdale?
A DUI or alcohol-related conviction requires FR44. Other violations, driving without insurance, excessive points, a non-DUI suspension, require standard SR22. Check your reinstatement notice to confirm which applies.
What are the FR44 minimums in Fort Lauderdale?
Florida FR44 requires $100,000 per person / $300,000 per accident / $50,000 property damage (100/300/50) in coverage, double the standard SR22 minimum of 25/50/20, making FR44 policies more expensive.
Who files the SR22 or FR44 on my behalf?
Your insurance carrier files electronically with the FLHSMV. You don't mail anything. We confirm the filing is received before ending your call.
How long do I need SR22 or FR44 in Fort Lauderdale?
Both are required for 3 years from the date of reinstatement. The clock restarts if your coverage lapses at any point during this period.
Can I get SR22 or FR44 without a vehicle in Fort Lauderdale?
Yes. A non-owner policy satisfies Florida's filing requirement even without a car. It's typically the lowest-cost option and can be bound the same day you call. See our non-owner SR22 page for details.
What happens if my SR22 or FR44 lapses in Fort Lauderdale?
Your carrier immediately notifies the FLHSMV. Your license is re-suspended and your 3-year requirement period restarts from zero. Continuous coverage throughout the full period is critical.

Ready to Get Legal in Fort Lauderdale?

One call. Same-day SR22 or FR44 filing. A licensed Fort Lauderdale agent is standing by right now.

Call Now: (833) 620-2933

Your Fort Lauderdale License
Won't Reinstate Itself.

Get your SR22 or FR44 filed with the FLHSMV today. Same-day service, licensed agents.

Get back on the road with SR22 FR44 insurance
Call Now: (833) 620-2933

Licensed agents · Fort Lauderdale SR22 & FR44 specialists · 7 days a week

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Florida SR22 & FR44  ·  SR22 vs FR44  ·  Non-Owner SR22

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